Fees & charges
You can see details of all the fees and charges that may apply to you in the Tariff of Mortgage Charges document.
Some other information about fees and charges for mortgage customers:
Arrears fee – there are currently no monthly arrears fees being charged to any customers. So if you fall behind with your payments, this fee will not apply.
Early Repayment Charge (ERC) – you won’t ever have an ERC applied to your mortgage. So you won’t be charged this fee if you choose to make any mortgage overpayments or fully pay off your outstanding balance before the end of your term.
Please note – other fees payable on redemption will still be charged. Any fees payable will be shown on your mortgage redemption statement. Find out more here.
Consent to Let (CTL) – you won’t need to pay any CTL fees at any time. So if you temporarily let out your home to a tenant, you won’t be charged a fee to do so.
Please note – there are other potential costs and other factors to consider when letting out your home to a tenant. Find out more here.